Environmental

Environmental

The financial and business interruption implications following an environmental incident can be significant, especially when the event generates substantial publicity. Tough legislation, media attention and keen community awareness, along with the possibility of delayed, 'long-tail' claims, make businesses of all kinds increasingly vulnerable either as the cause of the pollution or as the victim of natural disaster.

With Liberty, the policy is only part of the deal. Our underwriters and risk managers are well versed in dealing with the technical issues of complex risks and work side-by-side with brokers and clients to identify potential risks and suggest appropriate products. Our claims team works closely with clients to achieve a fair, timely and effective resolution of claims.

Liberty's environmental impairment products help to protect against four potential losses arising from a pollution incident:

  • Clean up costs - this can be the main expense and is the cost of removing contaminants and pollutants. It can also include the clean-up of a third-party site, including a waterway or crown land.
  • Costs of mitigation and emergency response.
  • Public relations and crisis containment expenses.
  • Costs incurred through Environmental Protection Authority (EPA) orders, including costs that the EPA incurs itself.

Contractor's Pollution Liability

Liberty’s Contractor’s Pollution Liability policy helps protect a contractor from third party claims arising from pollution caused by their activities at a third party site, and can be written on a practice or project-specific basis.

At a glance:

  • Bodily injury, property damage and cleanup claims
  • Covers both sudden and gradual events
  • Suits any contractor conducting work at third party job sites
  • Policies tailored to individual needs
  • Coverage that responds to the evolving environmental legislation.
Get in touch with an Underwriter
Alan Thorn - Assistant Vice President, Environmental Impairment Liability

Alan Thorn

Assistant Vice President, Environmental Impairment Liability
T: +61 7 3235 8841

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Jasper Taanman - Senior Underwriter, Environmental Impairment Liability

Jasper Taanman

Senior Underwriter, Environmental Impairment Liability
T: +61 2 8298 5820

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Fixed-site Pollution Liability

Liberty’s Fixed-site Pollution Liability policy helps to protect the client from claims resulting from pollution coming from their site. It helps protect the assets of a company by filling the gap created by the limited pollution cover provided under a standard liability and property insurance policy.

At a glance:

  • Bodily injury, property damage and cleanup claims
  • Covers both sudden and gradual events
  • Suits any business operator or owner of premises
  • Policies tailored to individual needs
  • Coverage that responds to the evolving environmental legislation.

 

Get in touch with an Underwriter
Alan Thorn - Assistant Vice President, Environmental Impairment Liability

Alan Thorn

Assistant Vice President, Environmental Impairment Liability
T: +61 7 3235 8841

Email Profile

Jasper Taanman - Senior Underwriter, Environmental Impairment Liability

Jasper Taanman

Senior Underwriter, Environmental Impairment Liability
T: +61 2 8298 5820

Email Profile