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Horticultural Programme

Protecting your business is as important as creating beautiful gardens.

Liberty has more than 15 years’ experience working with the horticulture industry and had developed specific insurance cover available through Fitzpatrick’s & Co Insurance Brokers that meets the needs of these businesses. We have an in-depth knowledge of the risks associated and the insurance programme require to help reduce your exposure.

Significant policy limits available

Liberty’s Commercial General Liability policy tailored especially for the horticultural industry has an overall capacity of $50m and automatically includes enhanced cover for:

  • Financial loss $500,000 limit of liability
  • Statutory fines & penalties $2,000,000 limit of liability
  • Care, custody and control $250,000 sub-limit

Covered occupations

Coverage tailored to a wide range of gardeners and treeloppers within the industry, including but not limited to:

  • Tree surgeons
  • Tree inspectors
  • Consultants
  • Stump removal
  • Wood chippers
  • Tree fellers
  • Forestry gardeners
  • Groundsman
  • Landscape gardeners
  • Lawn mowing

Optional policy enhancements

When purchasing a Liberty Security Industry Liability policy you can also apply for the following policy enhancements:

  • Statutory fines & penalties up to $5,000,000
  • Financial loss up to $20,000,000

For further information please contact

Frank Salvatore
Programs Manager
+61 3 9619 9848

Visit our Group Sites:

LIU Specialty Markets LIU Specialty Markets

Copyright 2019 Liberty International Underwriters

Liberty International Underwriters, known also as LIU or Liberty, is a trading name of Liberty Mutual Insurance Company (ABN 61 086 083 605) incorporated in Massachusetts, USA (the liability of members is limited); Liberty International Underwriters Limited (No. 2400200), incorporated in Hong Kong and Liberty International Underwriters Pte Limited (UEN 201538069C), incorporated in Singapore with a branch in Labuan (Reg. No. LF12903), licensed to carry on general insurance business under the Labuan Financial Services and Securities Act 2010, Lic. No. IS2016162 (together LIU).

We are not authorised to provide financial product advice. Accordingly, the information on this website does not take into account your objectives, financial situation or needs. Always consider the applicable policy wording and other relevant disclosure documents before deciding to acquire a financial product.


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